Portfolio Rental Loans
Direct Private Lender Offering Recourse
and Non-Recourse Portfolio Rental Loans
Portfolio Rental Loans
For real estate investors interested in financing rental portfolio deals of 5 properties or more, consider our portfolio rental loans. Investors have the option of either recourse portfolio loans or non-recourse portfolio loans when they apply. Experience the benefits of combining multiple rental deals into one loan for either new purchases, rate and term refinances, or cash-out refinances.
RentalOne Portfolio Loan Terms |
Recourse: For investors with portfolios looking for the longest term possible with more prepayment flexibility. |
| 5/1, 7/1, 10/1 starting at 4.99% |
| 30-Year Fixed-Rates starting at 5.49% |
| Minimum $500K to Maximum $2M (per property minimum $50K) |
| Minimum 5 Properties |
| Minimum FICO: 640 |
| Max LTV: 80% Purchase; 75% Refinance |
RentalOne Portfolio Pro Loan Terms |
Non-Recourse Pro: For investors with larger portfolios looking for the best rate possible. |
| 5 Year and 10 Year Balloon |
| Starting at 4.85% |
| Minimum $2M to Maximum $15M | Minimum 5 Properties |
| Minimum FICO: 640 |
| Max LTV: 80% |
Additional Terms for All Portfolio Rental Loans
Allowable Transactions: Purchase, Rate/Term Refinance, Cash-Out Refinance
Eligible Properties: Single Family Residence, 2-4 Unit Properties, PUDs, Condos (with restrictions) and Townhomes
Documents Required: Copy of existing lease agreement (if applicable) and Form 1007
Eligible Borrowers: U.S. Citizens, Permanent Resident Alien, Non-Permanent Resident Alien, Foreign Nationals