Portfolio Rental Loans
Direct Private Lender Offering Recourse
and Non-Recourse Portfolio Rental Loans
Portfolio Rental Loans
For real estate investors interested in financing rental portfolio deals of 5 properties or more, consider our portfolio rental loans. Investors have the option of either recourse portfolio loans or non-recourse portfolio loans when they apply. Experience the benefits of combining multiple rental deals into one loan for either new purchases, rate and term refinances, or cash-out refinances.
RentalOne Portfolio Loan Terms |
Recourse: For investors with portfolios looking for the longest term possible with more prepayment flexibility. |
| 5/1 and 30-Year Fixed |
| Up to 30-Year Amortizations |
| Max LTV 75% Purchase/Rate & Term Refi. 70% Cash-Out Refi |
| Minimum FICO: 680 |
| Minimum $500K to Maximum $2M |
RentalOne Portfolio Pro Loan Terms |
Non-Recourse Pro: For investors with larger portfolios looking for the best rate possible. |
| 5 and 10-Year Fixed Rate |
| Up to 30-Year Amortizations. Interest Only Available |
| Max LTV: Up to 75% Purchase/Refinance | Minimum FICO: 660 |
| Minimum $1M to Maximum $25M |
Additional Terms for All Portfolio Rental Loans
Allowable Transactions: Purchase, Rate/Term Refinance, Cash-Out Refinance
Eligible Properties: Single Family Residence, 2-4 Unit Properties, PUDs, Condos (with restrictions) and Townhomes
Documents Required: Copy of existing lease agreement (if applicable) and Form 1007
Eligible Borrowers: U.S. Citizens, Permanent Resident Alien, Non-Permanent Resident Alien, Foreign Nationals