WHY LendingOne

Fast. Dependable. Well-Funded.

Three Simple Reasons to choose LendingOne

  1. We have never missed a closing!

  2. Great Rates, High Leverage, Low Fees

  3. Excellent customer service from both a dedicated loan officer and closing coordinator. 

Ask yourself these questions and see if partnering with LendingOne is the perfect choice for your real estate investing situation.


Are you a busy investor looking to receive your loan money fast but don’t want to wait upwards of 90 days or more from a traditional bank lender?

We can have your money ready for you in as few as 10 business days so you can start your investing sooner rather than later.


Tired of banks and their rigid guidelines, rules, restrictions, and credit committees overseeing the approval of your loan?

We use a simple yet effective common sense approach that first focuses on the property and then looks at your experience, income, and assets, so we can come to an approval on your loan.


Trying to get a loan at the bank but don’t necessarily have the typical minimum FICO score of 740 or more?

We are much more flexible in the FICO score we accept and are happy to work with each client’s individual situations.


Don’t want to be overwhelmed with the significant amount of documentation and paperwork that banks require in order to complete their application?

We keep it simple by just asking for the basic documentation so you can apply faster and easier.


Looking to keep application costs down but have come to realize that banks charge you for reviewing, processing, application fees and more?

We only charge you for our actual costs so there are no hidden or excessive fees for you to have to pay for.


Need a loan that covers more than just the owner-occupied property loans that banks offer you?  

We help investors specifically with investment properties for 1-4 family properties and offer both fix/flip loans and rental loans.  Many of our clients are purchasing short sales, foreclosures or auction properties, so we know how to close quick and complex deals .

If you answered yes to any of these questions, then it is time to start your investing with LendingOne. We can offer you competitive rates starting as low as 7.49% for fix and flip loans or rates starting at 4.99% for rental loans based on your experience, income, credit and LTV, and our loan to cost covers up to 90%. We invite you to apply today and see for yourself why you made the right choice in deciding to partner with us.

Read What Our Happy Borrowers Have to Say About Their Experiences

Learning Center New Jersey Investor
Learning Center testimonial of Indiana Fix n Flip Investors
Real Estate broker and Investor in Colorado
Satisfied Fix n Flip real estate investor in Illinois

 A Professional Approach to Investor Lending?

Meet your new partners in direct private lending . We are focused on providing excellent client service, a professional approach and true reliability.  Our industry experts provide tailored strategy and one-on-one transaction support to help you grow your portfolio.

What Separates Us From The Rest?

We are not a bank or a hard money lender, but rather a direct private real estate lender who specializes in short-term real estate backed loans and uses our own capital to finance investors for the purchase and/or renovation of non-owner occupied properties in need of rehab funding and financing for Single Family rentals and up to 4 units.  Our founder has walked a mile in your shoes, he is also a real estate investor and has fixed and flipped  300 properties and owns 150 rental properties.  LendingOne was created by real estate investors for real estate investors.

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