Loans only apply to residential, non-owner occupied properties and preferred rates offered to qualified investors that meet our underwriting requirements. Rates are as of the date of this displayed on the site and are subject to underwriting requirements and change without notice. This website shall not be deemed an offer, approval or extension of credit. Any extension of credit is subject to LendingOne’s credit, legal and investment approval process at LendingOne’s sole discretion and is not intended to and does not create a legally binding commitment or obligation on the part of LendingOne. LendingOne, LLC serves as the originating entity for all loans and is licensed under NMLS ID # 1508627, California Finance Lender License # 60DBO-58915 and Oregon Mortgage Lenders License # 5529. LendingOne, LLC currently does not lend in the following states: Arizona, Minnesota, Nevada, North Dakota, South Dakota, Utah and Vermont. LendingOne, LLC is licensed or exempt from licensing in all other states.